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Determining Your Needs

The first step in establishing a financial plan is creating a list of your short - and long-term goals.   Everyone who has aspirations for the future - such as buying a house or saving for a child's education - needs a detailed plan to make those dreams a reality.   Effective financial planning is a process that first requires you to answer several important questions:
  • What are you saving money for (I.e. car, house, college education, retirement)
    and how much do you want to save?
  • What is your timeline for achieving these goals?
  • What are your investment preferences?
  • Do you consider yourself a conservative or an aggressive investor?
  • How much control do you want to have over your investments?
  • Are you comfortable delegating day-to-day investment decisions to a full-time manager?
Investments Are Not FDIC Insured
May Lose Value
No Bank or Credit Union Guarantee
Independent Contractor of Money Concepts International, Inc.
All securities through Money Concepts Capital Crop. Member FINRA/SIPC
11440 North Jog Road, Palm Beach Gardens, FL 33418 Tel: 561.472.2000
Copyright 2009, First Farmers Bank
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