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Planning an out of state of vacation? Remember to contact your local branch or the Call Center at 1-866-633-4450 to let us know the dates and states through which you will be traveling. We will place a Travel Note on file to help prevent any delays with debit card transactions while you are out of town.

Need to reset your debit card PIN? Contact your local branch or the Call Center at the number listed above for a temporary PIN reset.

When contacting the Call Center directly let them know you are a customer of First Farmers Bank. Also have your mother's maiden name and driver's license number available for security and identification purposes.
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We draw from our comprehensive portfolio of innovative electronic processing solutions to support merchants in a wide range of industries. As the worldwide leader in payment solutions, we process electronic transactions— reliably and securely—and tailor solutions to meet various industry needs. The strength of our transaction processing infrastructure, combined with our dedicated team of industry experts, strives to deliver unsurpassed value to any business.

All our customer receive:

  • Visa®, MasterCard®, Discover® Network and American Express® – all organized onto one statement.

  • Quick access to your account anywhere, anytime, with Online Reporting.

  • Live online assistance 24 hours a day, 7 days a week.


Take it to the next level with specialized business solutions!

We believe in providing our customers solutions that work well with how you conduct business. The following is an overview of some of the solutions that we offer today:

  • Credit Card Acceptance
    We help businesses tap into the power of the most widely used electronic payment options including Visa®, MasterCard®, Discover®, American Express®, Diners Club International® and JCB® transactions.

  • Debit Solutions
    Through direct connections to all major debit networks, we ensure that merchants are ready to accommodate the fastest growing form of electronic payment—PIN based and signature-based debit transactions.

  • Gift Cards
    Consumers are purchasing more gift cards at higher values than ever before. Merchants are benefiting because gift card users tend to spend more than the issuing value of the card. Easier to track and implement than paper certificates, gift cards help reduce fraud and losses by receiving payments up front.

  • Electronic Check Conversion
    Checks are still a popular payment option for consumers and an opportunity for merchants. Utilizing TeleCheck Electronic Check Acceptance® (ECA®) service, merchants are able to minimize returned checks by converting a paper check into an electronic purchase right at the point of sale. Checks processed with ECA are automatically deposited directly to the merchant's account within 48 hours.

  • Wireless Solutions
    Wireless terminals are an ideal solution for businesses such as delivery services, taxis/limos, towing, quickservice restaurants and casual dining. Merchants utilizing wireless solutions receive card-present rates and further benefit from reduction in fraud and chargebacks.

  • Contactless Payments
    Contactless payment devices work like traditional credit and debit card transactions except consumers no longer have to swipe their cards or sign receipts. They simply wave or tap their credit or debit card in front of a reader and go. Contactless payments have become popular "pay-and-go" alternatives for consumers at gas stations, coffee shops, movie theaters and movie rental stores.

  • Internet Services
    As the Internet continues to expand, so do global business opportunities for small and large businesses alike. We provide Internet merchants with fully integrated Web services that are designed to offer secure Internet shopping to customers easily and costeffectively.

  • Fleet Cards
    Government and corporate employees regularly make purchases for fuel, service and repairs with fleet cards. First Data supports the most popular fleet programs including MasterCard® Fleet, Visa® Fleet, Voyager® and Wright Express®.



Questions? Comments? Contact us today!
Owenton: 1-502-484-3434
Gratz: 1-502-484-2698
Warsaw: 1-859-567-6100
New Liberty: 1-502-463-2254

Copyright 2009, First Farmers Bank Member FDIC Equal Housing Lender
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By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

FDIC Electronic Deposit Insurance Estimator (EDIE)
EDIE is used to calculate insurance coverage for all types of deposit accounts offered by FDIC-insured banks. For more information about the FDIC's Electronic Deposit Insurance Estimator- EDIE visit https://www.fdic.gov/edie.

Account disclosures that include current rates, terms, and fees (if any) are available at any First Farmers Bank location.

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