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Attention Citizens Union Rewards customers:
Effective August 31, 2011 our Rewards program will be ending.
Rewards points accumulated through this date can be redeemed until October 31, 2011.
We will no longer accept Treasury Tax and Loan coupons at the teller line. Please make your payments by going to www.eftps.gov or by calling 1-800-555-3453.
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HomeBusiness Services Cash Management


Our Cash Management module expands the Basic Online Banking service with the following features:

  • Free Online Bill Pay- Allows commercial customers to pay all bills online with just three clicks of a mouse!

  • Payroll Direct Deposit Allows smaller businesses to process Payroll Direct Deposit without the expense of a payroll software program.

  • Wire Transfer Request- Allows commercial customers to request & process a wire without the requirement of going to a bank location.

  • Send A Secure File- Allows commercial customers to use current payroll software to create an electronic file and send it securely to the bank for electronic processing of Direct Deposit.

  • Special Account Control Allows commercial accounts to establish multiple privilege levels by allowing varied access rights to specific tools and unlimited number of accounts, by user. Additionally, special account information is available, such as float balances and hold amounts, to help with timely decisions about money management.

  • ACH Payments (Automated Clearing House)- Allows commercial customers to process electronic credits and debits.

Contact us today to learn more or to switch your banking relationship to the good folks at DSB.

Copyright 2009, First Farmers Bank Member FDIC Equal Housing Lender
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All funds in a "noninterest-bearing transaction" account are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit http://www.fdic.gov.

Account disclosures that include current rates, terms, and fees (if any) are available at any Dupont State Bank location.

FDIC Electronic Deposit Insurance Estimator (EDIE)
EDIE is used to calculate insurance coverage for all types of deposit accounts offered by FDIC-insured banks. For more information about the FDIC's Electronic Deposit Insurance Estimator- EDIE visit https://www.fdic.gov/edie.

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