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05/30/2013
Planning an out of state of vacation? Remember to contact your local branch or the Call Center at 1-866-633-4450 to let us know the dates and states through which you will be traveling. We will place a Travel Note on file to help prevent any delays with debit card transactions while you are out of town.

Need to reset your debit card PIN? Contact your local branch or the Call Center at the number listed above for a temporary PIN reset.

When contacting the Call Center directly let them know you are a customer of First Farmers Bank. Also have your mother's maiden name and driver's license number available for security and identification purposes.
04/03/2012
Recent phishing scams you should know about!
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Home Patriot Act Notice

The USA PATRIOT ACT was created to unite and strengthen America Against terrorism. This act effects many businesses and organizations and went into effect October 1, 2003. These guidelines are designed to deter crimes such as fraud and identity theft, which are often used by terrorists to fund their operations. To protect you, and to fight terrorism, it is necessary for us to obtain, verify and record information regarding your identity. This includes all personal and commercial accounts including loan and deposit accounts, as well as trust, brokerage, insurance and investment management accounts.

What this means to our customers is that when you open an account, you will be asked for your name, address, social security or tax identification number, date of birth (if applicable) and other information that will allow First Farmers Bank to identify you when conducting transactions. You will also be asked to furnish your driver's license or other identifying documents. We will follow this procedure each time an account is opened, even if you are a current customer of First Farmers Bank. We appreciate your cooperation and understanding as we protect your account information and our country.

Copyright 2009, First Farmers Bank Member FDIC Equal Housing Lender
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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

FDIC Electronic Deposit Insurance Estimator (EDIE)
EDIE is used to calculate insurance coverage for all types of deposit accounts offered by FDIC-insured banks. For more information about the FDIC's Electronic Deposit Insurance Estimator- EDIE visit https://www.fdic.gov/edie.

Account disclosures that include current rates, terms, and fees (if any) are available at any First Farmers Bank location.





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